Let us help you find a suitable account

Ready to get all your personal banking sorted? Well, for starters you’ll need at least one everyday transaction bank account, and a savings account to help you get that thing you really really want. They're the basics, but there are loads more exciting things to find, so let's get going!

If you like, let our Account Chooser tool start you off.


Transaction accounts

Unless you like to hide your money under your mattress, you’ll need at least one everyday transaction bank account – and we have four for you to choose from.

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Savings accounts

Saving up your money – it can be a challenge sometimes. The good news is we’ve got lots of different ways to save, so you can do it the way you want.

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DebitPlus & Prepaid Visa

They're like Efpos cards, but oh so much better. Both can be used online, over the phone or overseas. You're using your own money instead of credit, so you'll always feel in control of your spending.

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Term investments

Like a higher return than a savings account? We hear you. Lock in a Term Investment, set your term and relax until pay-out.

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Interest rates

Check out our most current interest rates, so you'll have an idea of just how much you'll save, when you save!

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Any transaction and service fees on this page are current as at 2 May 2012, and are subject to change. Some other service fees, including overdrawn or line of credit charges, may apply from time to time.

You can get a copy of the current disclosure statement for Westpac New Zealand Limited and a copy of the investment statement for any securities for which an investment statement is required from any Westpac branch in New Zealand free of charge. Interest rates quoted are subject to change. The above rates are not available to financial institutions. Full details of the terms and conditions are available from any Westpac branch in New Zealand. Interest is calculated on your daily balance, and is paid (less withholding tax) into your Simple Saver account on the last business day of each month.