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<h1>Saving & investing selected</h1>
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<li class="skipLink"><a id="skip" class="skip" href="#innerPage" title="Skip page header and navigation">Skip page header and navigation</a></li>
<li class="first on"><a href="http://www.hsbc.co.uk" title="Personal">Personal</a></li>
<li class="last"><a href="http://www.business.hsbc.co.uk/1/2/business-home" title="Business">Business</a></li>
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<form id="search" class="search" method="get" action="http://www.hsbc.co.uk/1/2/search" name="fSearch" onsubmit="return checkForm();">
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<ul class="legacy">
<li><span>Welcome to Internet Banking</span></li>
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<li class="regLink"><a href="https://www.hsbc.co.uk/1/2/HSBCINTEGRATION/register " title="Register for Internet Banking">Register</a></li>
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<div id="logo"><a href="http://www.hsbc.co.uk" title="Home – HSBC Bank UK"><img alt="Home – HSBC Bank UK" src="/img/layout/hsbc-logo.gif" /></a></div>
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<ul id="topLevel">
<li class="level1"><a href="http://www.hsbc.co.uk/1/2/everyday-banking" class="mainTopNav" title="Everyday banking"><strong>Everyday banking</strong><br />
Accounts & cards</a>
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<div class="productLink">
<p class="skipLink"><a href="#borrowingNav" title="Skip to Borrowing navigation">Skip to Borrowing navigation</a></p>
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<div class="doormatLeft third">
<ul>
<li>
<p>Products</p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/current-accounts" title="Current accounts">Current accounts</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/credit-cards" title="Credit cards">Credit cards</a></li>
</ul>
</li>
<li>
<p>Services</p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/switching-to-hsbc" title="Switching to HSBC">Switching to HSBC</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/overdrafts" title="Overdraft service">Overdraft service</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/customer-support/online-banking-security" title="Security centre">Security centre</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/customer-support/card-services" title="Card support">Card support</a></li>
</ul>
</li>
<li>
<p><a href="http://www.hsbc.co.uk/1/2/ways-to-bank" title="Ways to bank">Ways to bank</a></p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/ways-to-bank/internet-banking" title="Internet Banking">Internet Banking</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/ways-to-bank/phone-banking" title="Telephone Banking">Telephone Banking</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/ways-to-bank/branch-banking" title="Branch Banking">Branch Banking</a></li>
</ul>
</li>
<li>
<p><a href="http://www.hsbc.co.uk/1/2/international-features" title="International">International</a></p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/travel-money" title="Travel money">Travel money</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/overseas-account-opening" title="Overseas accounts">Overseas accounts</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/current-accounts/international-bank-account" title="Foreign currency accounts">Foreign currency accounts</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/moving-abroad" title="Moving abroad">Moving abroad</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/settling-in-the-uk" title="Settling in the UK">Settling in the UK</a></li>
</ul>
</li>
</ul>
</div>
<div class="doormatRight">
<div class="infoPanel">
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance">More than just a current account</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance"><img src="/img/uk-layout/hsbc-advance.gif" alt="HSBC Advance" /></a></div>
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Find out more about HSBC Premier">Premium banking without the premium</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier
" title="Find out more about HSBC Premier"><img src="/img/uk-layout/hsbc-premier.gif" alt="HSBC Premier" /></a></div>
</div>
</div>
</div>
</li>
<li class="level1"><a id="borrowingNav" href="http://www.hsbc.co.uk/1/2/borrowing" class="mainTopNav" title="Borrowing"><strong>Borrowing</strong><br />
Loans & mortgages</a>
<div class="doormat">
<div class="productLink">
<p class="skipLink"><a href="#savingAndInvestingNav" title="Skip to Saving & investing navigation">Skip to Saving & investing navigation</a></p>
</div>
<div class="doormatLeft third">
<ul>
<li>
<p>Products</p>
<ul>
<li><a href="http://mortgages.hsbc.co.uk" title="Mortgages">Mortgages</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/loans" title="Loans">Loans</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/amanah-shariah-home-finance" title="Shariah compliant home finance">Shariah compliant home finance</a></li>
</ul>
</li>
<li>
<p>Services</p>
<ul>
<li><a href="http://mortgages.hsbc.co.uk/existing-customers" title="Existing mortgage customers">Existing mortgage customers</a></li>
<li><a href="http://mortgages.hsbc.co.uk/mortgage-advice" title="Mortgage help & guidance">Mortgage help & guidance</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/buying-your-first-home" title="First time buyer's guide">First time buyer's guide</a></li>
</ul>
</li>
<li>
<p>Mortgage calculators</p>
<ul>
<li><a href="http://mortgages.hsbc.co.uk/mortgage-comparison" title="Find and compare">Find and compare</a></li>
<li><a href="http://mortgages.hsbc.co.uk/how-much-can-i-borrow" title="How much can I borrow?">How much can I borrow?</a></li>
<li><a href="http://mortgages.hsbc.co.uk/overpayment-calculator" title="Overpayment calculator">Overpayment calculator</a></li>
<li><a href="http://mortgages.hsbc.co.uk/repayment-calculator" title="Repayment calculator">Repayment calculator</a></li>
</ul>
</li>
<li>
<p>International</p>
<ul>
<li><a href="http://mortgages.hsbc.co.uk/overseas-mortgages" title="Buying a property overseas">Buying a property overseas</a></li>
</ul>
</li>
</ul>
<p class="doormatLeftWarning">Your home may be repossessed if you do not keep up repayments on your mortgage.</p>
</div>
<div class="doormatRight">
<div class="infoPanel">
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance mortgages">Access to preferential rates and terms</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance mortgages"><img src="/img/uk-layout/hsbc-advance.gif" alt="HSBC Advance" /></a></div>
<p><a href="http://mortgages.hsbc.co.uk/buy-to-let-mortgages" title="Find out more about HSBC Premier buy to let mortgages">Ask about our buy to let mortgages</a></p>
<div class="info"><a href="http://mortgages.hsbc.co.uk/buy-to-let-mortgages" title="Find out more about HSBC Premier buy to let mortgages"><img src="/img/uk-layout/hsbc-premier.gif" alt="HSBC Premier" /></a></div>
</div>
</div>
</div>
</li>
<li class="level1"><a id="savingAndInvestingNav" href="http://www.hsbc.co.uk/1/2/saving-and-investing" class="mainTopNav selected" title="Saving & investing"><strong>Saving & investing</strong><br />
Products & analysis</a>
<div class="doormat">
<div class="productLink">
<p class="skipLink"><a href="#insuranceNav" title="Skip to Insurance navigation">Skip to Insurance navigation</a></p>
</div>
<div class="doormatLeft third">
<ul>
<li>
<p><a href="http://www.hsbc.co.uk/1/2/savings-accounts" title="Savings accounts">Savings accounts</a></p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/savings-accounts#instant-access" title="Instant access">Instant access</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/savings-accounts#fixed-rate" title="Fixed rate">Fixed rate</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/savings-accounts#tax-efficient" title="Tax efficient">Tax efficient</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/savings-accounts#online" title="Online">Online</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/savings-accounts#under-18" title="Under 18s">Under 18s</a></li>
<li class="chevron"><a href="http://www.hsbc.co.uk/1/2/savings-accounts" title="All savings">All savings</a></li>
</ul>
</li>
<li>
<p><a href="https://investments.hsbc.co.uk/products" title="Investments">Investments</a></p>
<ul>
<li><a href="https://investments.hsbc.co.uk/products#category-1" title="Short-term goals">Short-term goals</a></li>
<li><a href="https://investments.hsbc.co.uk/products#category-2" title="Long-term investments">Long-term investments</a></li>
<li><a href="https://investments.hsbc.co.uk/products#category-3" title="Generating an income">Generating an income</a></li>
<li><a href="https://investments.hsbc.co.uk/products#category-4" title="Tax-efficient investing">Tax-efficient investing</a></li>
<li><a href="https://investments.hsbc.co.uk/products#category-5" title="Planning for retirement">Planning for retirement</a></li>
<li class="chevron"><a href="https://investments.hsbc.co.uk/products" title="All investments">All investments</a></li>
</ul>
</li>
<li>
<p><a href="http://www.hsbc.co.uk/1/2/saving-and-investing/isas" title="ISAs">ISAs</a></p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/savings-accounts#tax-efficient" title="Cash">Cash</a></li>
<li><a href="https://investments.hsbc.co.uk/products#category-4" title="Stocks & Shares">Stocks & Shares</a></li>
</ul>
</li>
<li>
<p><a href="https://investments.hsbc.co.uk/" title="Investment centre">Investment centre</a></p>
<ul>
<li><a href="https://investments.hsbc.co.uk/products" title="Investment products">Investment products</a></li>
<li><a href="https://investments.hsbc.co.uk/insights" title="HSBC expert insights">HSBC expert insights</a></li>
<li><a href="https://investments.hsbc.co.uk/investor-resources" title="Investor resources">Investor resources</a></li>
<li><a href="https://investments.hsbc.co.uk/news" title="Latest investment news">Latest investment news</a></li>
<li><a href="https://investments.hsbc.co.uk/why-invest-with-us" title="Why invest with us?">Why invest with us?</a></li>
<li class="chevron"><a href="https://investments.hsbc.co.uk/" title="Investment centre">Investment centre</a></li>
</ul>
</li>
</ul>
</div>
<div class="doormatRight">
<div class="infoPanel">
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance preferential rates on our Fixed Rate Saver">Access to preferential rates and terms</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance preferential rates on our Fixed Rate Saver"><img src="/img/uk-layout/hsbc-advance.gif" alt="HSBC Advance" /></a></div>
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Find out more about the HSBC Premier Investment Management Service">Access to wealth management expertise</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Find out more about the HSBC Premier Investment Management Service"><img src="/img/uk-layout/hsbc-premier.gif" alt="HSBC Premier" /></a></div>
</div>
</div>
</div>
</li>
<li class="level1"><a id="insuranceNav" href="http://www.hsbc.co.uk/1/2/insurance" class="mainTopNav" title="Insuring"><strong>Insuring</strong><br />
Property & family</a>
<div class="doormat">
<div class="productLink">
<p class="skipLink"><a href="#planningNav" title="Skip to Planning navigation">Skip to Planning navigation</a></p>
</div>
<div class="doormatLeft third">
<ul>
<li>
<p>Products</p>
<ul>
<li><a href="http://www.hsbc.co.uk/1/2/insurance/home-insurance" title="Home insurance">Home insurance</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/insurance/travel-insurance" title="Travel insurance">Travel insurance</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/insurance/car-insurance" title="Car insurance">Car insurance</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/insurance/premier-car-insurance" title="Car insurance">Premier car insurance</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/insurance/life-illness-income-cover" title="Life, critical illness and income cover">Life, critical illness and income cover</a></li>
<li><a href="http://www.hsbc.co.uk/1/2/insurance/student-insurance" title="Student insurance">Student insurance</a></li>
<li class="chevron"><a href="http://www.hsbc.co.uk/1/2/insurance-products" title="All savings">All insurance products</a></li>
</ul>
</li>
<li>
<p>Services</p>
<ul>
<li><a href="http://www.hsbc.co.uk/insurance/premier-travel-insurance" title="HSBC Premier travel insurance">HSBC Premier travel insurance</a></li>
<li><a href="http://www.hsbc.co.uk/insurance/advance-travel-insurance" title="HSBC Advance travel insurance">HSBC Advance travel insurance</a></li>
<li><a href="http://www.hsbc.co.uk/insurance/advance-breakdown-cover" title="HSBC Advance Roadside Breakdown Assistance">HSBC Advance Roadside Breakdown Assistance</a></li>
</ul>
</li>
<li>
<p>Articles</p>
<ul>
<li><a href="http://financialplanning.hsbc.co.uk/article/173/planning-for-the-unexpected" title="Planning for the unexpected">Planning for the unexpected</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/article/37/protecting-your-family" title="Protecting your family">Protecting your family</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/article/149/protecting-lifestyle-in-recession" title="Managing in a recession">Managing in a recession</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/article/39/protecting-your-standard-of-living" title="Protecting your standard of living">Protecting your standard of living</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/article/36/why-is-protection-important" title="Preparing for emergencies">Preparing for emergencies</a></li>
</ul>
</li>
</ul>
</div>
<div class="doormatRight">
<div class="infoPanel">
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance">Helping you take care of the things that count</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance"><img src="/img/uk-layout/hsbc-advance.gif" alt="HSBC Advance" /></a></div>
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Find out more about HSBC Premier">Benefits for you, your partner and your children</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Find out more about HSBC Premier"><img src="/img/uk-layout/hsbc-premier.gif" alt="HSBC Premier" /></a></div>
</div>
</div>
</div>
</li>
<li class="level1"><a id="planningNav" href="http://financialplanning.hsbc.co.uk" class="mainTopNav" title="Tools & guidance"><strong>Tools & guidance</strong><br />
For now & the future</a>
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<div class="productLink">
<p class="skipLinkLast"><a href="#innerPage" title="Skip to main content">Skip to main content</a></p>
</div>
<div class="doormatLeft third">
<ul>
<li>
<p>Health & family</p>
<ul>
<li><a href="http://financialplanning.hsbc.co.uk/events/getting-married" title="Getting married">Getting married</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/planning-my-children-s-future" title="Planning your children’s future">Planning your children’s future</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/protecting-what-matters" title="Protecting your family & home">Protecting your family & home</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/passing-on-wealth" title="Passing on your wealth">Passing on your wealth</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/dealing-with-bereavement" title="Dealing with bereavement">Dealing with bereavement</a></li>
</ul>
</li>
<li>
<p>Home & lifestyle</p>
<ul>
<li><a href="http://financialplanning.hsbc.co.uk/events/moving-abroad" title="Moving abroad">Moving abroad</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/settling-in-the-uk" title="Settling in the UK">Settling in the UK</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/buying-your-first-home" title="Buying your first home">Buying your first home</a></li>
</ul>
</li>
<li>
<p>Work & retirement</p>
<ul>
<li><a href="http://financialplanning.hsbc.co.uk/events/growing-your-wealth" title="Growing your wealth">Growing your wealth</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/becoming-more-tax-efficient" title="Becoming more tax efficient">Becoming more tax efficient</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/planning-your-retirement" title="Planning your retirement">Planning your retirement</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/enjoying-your-retirement" title="Enjoying your retirement">Enjoying your retirement</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/events/owning-your-own-business" title="Owning your own business">Owning your own business</a></li>
</ul>
</li>
<li>
<p><a href="http://financialplanning.hsbc.co.uk/toolbox" title="Planning tools">Planning tools</a></p>
<ul>
<li><a href="http://financialplanning.hsbc.co.uk/tool/800/financial-health-check" title="Financial health check">Financial health check</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/tool/803/income-protection-planner" title="Income protection">Income protection</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/tool/806/retirement-planners" title="Retirement">Retirement</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/tool/802/children-s-future-planner" title="Children's future">Children's future</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/tool/807/inheritance-planner" title="Inheritance">Inheritance</a></li>
<li><a href="http://financialplanning.hsbc.co.uk/tool/804/future-wealth-planner" title="Future wealth">Future wealth</a></li>
</ul>
</li>
</ul>
</div>
<div class="doormatRight">
<div class="infoPanel">
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance">Book an individual review of your finances</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance" title="Find out more about HSBC Advance preferential rates"><img src="/img/uk-layout/hsbc-advance.gif" alt="HSBC Advance" /></a></div>
<p><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Find out more about HSBC Premier">Book an appointment with one of our experts</a></p>
<div class="info"><a href="http://www.hsbc.co.uk/1/2/current-accounts/hsbc-premier" title="Book an appointment with an HSBC Premier Independent Financial Adviser"><img src="/img/uk-layout/hsbc-premier.gif" alt="HSBC Premier" /></a></div>
</div>
</div>
</div>
</li>
</ul>
</div>
</div>
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<li class="first"><a href="http://www.hsbc.co.uk/1/2/saving-and-investing" title="Saving & investing">Saving & investing</a></li>
<li><span>Investment centre</span></li> </ol>
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<h2>Investments centre</h2>
<ul>
<li id="contactTab" class="twoLine"><span>Investments<br />
<strong>0800 328 1298</strong>*</span></li>
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Helping you make better investment decisions
Investing in funds online
Research, buy, sell, switch and track a wide range of investment funds from a single place using HSBC Global Investment Centre.
Future wealth planner
This tool will help you think about how to make the most of your money, and what path to take to achieve your…
Breaking news
- 26 Jan 2012
- 11:38
CBI distributive trades survey plummets in January
The Confederation of British Industry's (CBI) distributive trades survey's balance for retailers' reported sales volumes…
- 27 Jan 2012
- 18:13
In the warning area: Retail and Construction stocks
The companies most in danger of failure on the FTSE 350 are clustered in the construction and retail sectors, according to the…
- 29 Jan 2012
- 13:14
Sunday newspaper round-up: Tesco, Royal Dutch, Boeing
The richest college at the University of Cambridge, Trinity, has invested in the UK's largest retailer by acquiring a 50…
Opinion & Analysis
Investment insights from HSBC experts
Global investment perspective
Get our view on the world's short- and long-term investment outlook and a summary of global equity markets…
The key to winding down
How can you start planning now for the retirement you want?…
Good as gold
During a financial crisis, gold is the ultimate safe-haven asset. We review some of the factors that have affected the performance of gold…
See more breaking news, opinion & analysis See all
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2 comments
Appreciate coading.
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